Why choose a direct cremation plan?
Many people choose a direct dremation because they’ve decided that, when the time comes, they would like a simple straightforward funeral with minimum fuss. The main difference with a direct cremation is that there is no service and no mourners can attend the cremation.
That might not be to everyone’s liking, so you must discuss your wishes with friends and family before taking out a plan.
You can also expect to receive a typically dignified Scotmid Funerals send-off. You and everyone else are treated with the same professionalism, respect and care that we deliver with any of our plans.
What are the benefits?
Taking out a plan can give you peace of mind for the future. Some of the other benefits that might appeal to you include:
- The ability to pre-plan the details of your funeral
- The comfort that comes from knowing your funeral is already paid for
- Being able to choose your own local funeral director in advance
- And knowing that your family or friends will have access to our expert help and support
How much does it cost, and how can I apply?
You can buy a direct cremation plan online for just £1,520.
Or if preferred, you can pop into one of our offices for help in person.
Alternatively, you can call us if you would like to discuss a direct cremation plan in more detail.
For more information, you can download our funeral plans brochure.
Direct Cremation Funeral Plan
£1,520
The Affric Funeral Plan is our low cost direct cremation plan with no funeral service.
- While this is an unattended funeral, you’ll still receive our outstanding professionalism and care.
- This plan includes all our Professional fees, a coffin and the cremation fee.
- You can pay by a lump sum, monthly instalments or a combination of both.
Terms & conditions
Terms and conditions apply to our funeral plans. Prices correct as at July 2024 and may change in the future. Price based on today’s cost of a funeral plus a £325 admin fee charged by Ecclesiastical and any instalment charges.
A bit about our plan provider
Our pre-paid funeral plans are provided by a trusted national provider, Ecclesiastical Planning Services.
As part of a specialist, UK-based financial services group, Ecclesiastical Planning Services has offered pre-payment funeral plans since 2006. When you take out a funeral plan with us, Ecclesiastical Planning Services arranges for the funds to be held in an individual whole of life policy. The full value of your plan, excluding the administration fee and any instalment charges, is ring-fenced and cannot be used for anything but your funeral when the time comes.
Ecclesiastical Planning Services is part of a large Group that gives available profits to charity and is proud to have been named the UK’s 3rd largest corporate donor to charities (2023/24)* In addition, Ecclesiastical Planning Services is recognised by the National Association of Funeral Directors for treating customers fairly, and offering funeral plans which are financially secure and responsibly administered (2024).
*The Directory of Social Change, The UK Guide to Company Giving 2023/2024.
We are an Appointed Representative of Ecclesiastical Planning Services Limited Reg. No. 2644860, registered in England at Benefact House, 2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW, UK, which is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 958152. The Financial Conduct Authority regulates pre-paid funeral plans only.
Frequently Asked Questions
Please see below answers to some of the most frequently asked questions:
A direct cremation (also known as an unattended funeral) is for those who would prefer a straightforward funeral. It’s different to a traditional funeral as there’s no funeral service and you will be unable to be present at the cremation.
Our direct cremation plan is £1,520, this includes all our funeral director fees and the cremation fee.
We have 16 offices across Edinburgh and through the central belt of Scotland, and have been looking after funerals since 1927. We’re not part of the Co-op Group, who are based in Manchester. We are the largest independent Co-operative in Scotland.
You can buy one of our set cremation plans online, or you can pop into one of our offices to have a chat with one of our friendly team who will talk through all the options available.
Ecclesiastical Planning Services are the provider of our funeral plans and they work with funeral directors across the country.
The value of the plan (excluding the initial administration fee and any instalment charges) is held in an individual whole of life policy and ring-fenced for your funeral when the time comes.
The money is made immediately available at the time of need and the funds cannot be used for anything other than your funeral.
We’re available 24 hours a day to assist you on the telephone on 0800 996 1927. We also have 16 funeral offices which are open from 09:00 to 17:00 Monday to Friday. You can also email us at info@scotmidfunerals.coop
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