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What to do when someone dies

Funeral costs
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Funeral plans

Payment In Full

This is a one-time payment for the full amount of your chosen plan.

  • Single payment for immediate cover
  • 30-day cancellation period, then a £249 cancellation fee applies
  • If you cancel after 30 days, all money will be returned, less the cancellation fee
  • This is not a savings or investment plan

5 Year Instalments

This is a regular fixed premium paid monthly over 5 years.

  • The monthly payment won’t change
  • Accidental death cover from Plan Start Date
  • Fully covered after 12 months of continuous payments
  • No deposit is required
  • Your Plan is at risk if you do not keep up to date with your payments
  • Depending on how long you live, the amount you pay could exceed the initial Plan Value
  • This is not a savings or investment plan, and if you cancel after 12 months, no money will be returned

10 Year Instalments

This is a regular fixed premium paid monthly over 10 years.

  • The monthly payment won’t change
  • Accidental death cover from Plan Start Date
  • Fully covered after 12 months of continuous payments
  • No deposit is required
  • Your Plan is at risk if you do not keep up to date with your payments
  • Depending on how long you live, the amount you pay could exceed the initial Plan Value
  • This is not a savings or investment plan, and if you cancel after 12 months, no money will be returned